The Choice Is Clear

How you respond within the first 48 HOURS is critical.

You have suffered a severe fire loss, for which we sympathize, but you must now face the difficult and time consuming task of proving your financial damages to your insurance company.

How Does It Work?

We come to your home and do a thorough, room-by-room walkthrough with you. We evaluate all damages and create a detailed estimate of materials and costs (e.g. framing, electrical, plumbing, roofing, drywall, paint, etc.). The insurance company’s contractor does this same thing, but with the goal of saving the insurance company as much money as possible (i.e. undervaluing materials, overlooking smaller damaged remnants, and looking to clean and paint rather than repair and replace) which is why you need an insurance adjuster on your side.

Loss Inventory

The insurance company’s goal is to restore your home at the lowest possible cost. This means that they will overlook countless important details. We work with you to go through photos and videos of our walkthrough to ensure nothing is overlooked. We take you through every room to itemize and detail all of the furniture and contents of drawers to establish values of each and every item. We provide an attention to detail that will dramatically increase the value of your estimate.


Your insurance company’s contractor and The Clear Choice submit their estimates for review, and once the dollar amount is settled, repairs on your home can begin.

Restoration Professionals

You can of course hire whomever you’d prefer to repair your home, but we strongly recommend using a contractor with fire restoration experience. We have a substantial network of such professionals available to you, but don’t worry, even if you choose a contractor of your own, we will gladly work with them in any way we can to expedite your home repair.

You Don’t Pay Us,
Your Insurance Pays Us

Our compensation comes through your maximized insurance settlement; which means, you don’t have to pay us anything. We agree with you up-front regarding our percentage, and depending upon the circumstances, it’s typically between 10-15%; however, in our 30 years of experience, we typically increase insurance settlements by over 88%. This means you get a much larger insurance settlement for seemingly no cost.